FD Maturity & Auto-Renewal Calculator
Work out the date to act before your FD matures or auto-renews at a lower rate — then set a reminder so you never miss it.
Please enter your FD maturity date.
Calculated in your browser — no data sent, no login. Reminder tool, not financial advice.
Why the maturity date matters
Two things quietly cost FD holders money: an FD that auto-renews at a rate you didn't choose, and one that sits idle after maturity earning little or nothing. Both are avoided by acting a few days before maturity — the calculator gives you that 'act by' date.
Auto-renewal vs no auto-renewal
If auto-renewal is on, the bank reinvests automatically at maturity — sometimes at a lower rate — so decide before it triggers. If it's off, the money moves to a low-interest account until you act. Either way, a reminder a week before maturity keeps the choice yours.
Reminder tool, not financial advice — confirm terms with your bank. No bank login, OTP or account access.
Frequently asked questions
When should I act on my FD?
Does this need my bank login?
Can banks auto-renew your FD without telling you? Read how FD auto-renewal works and how to control it.