Insurance Premium Reminder

Savings Reminder reminds you before every insurance premium is due — not just LIC, but term, health, motor and other insurers too — so a policy never lapses and you don't lose cover, a no-claim bonus, or have to sit a fresh medical. You add each policy once — insurer, premium, due date and grace or renewal date — and we email and notify you in good time to pay. You enter the details yourself: no bank login, no OTP, no account access. Built for families juggling several policies across insurers.

Add your policies and never miss a premium

90-day free trial · No bank login

What this reminder tracks

  • Premium due dates across every insurer (life, term, health, motor)
  • Grace periods, so you know the real last date to pay
  • Annual renewal dates for health and motor policies (to avoid a break in cover)
  • Policies covering different family members, in one place

When these reminders are useful

  • Before the due date, so the policy stays in force
  • Before the grace period ends on a life policy
  • Before a health or motor policy's renewal, to avoid losing cover or a no-claim bonus
  • When an auto-debit might fail and you'd otherwise not notice

What details you can safely store

  • A nickname for the policy and the insurer
  • The premium amount, due date and frequency
  • The grace-period or renewal date
  • Who the policy covers — no policy number required

What Savings Reminder never asks for

You enter what you want to be reminded about — nothing more. Savings Reminder never asks for your:

bank loginOTPPANAadhaarSMS accesstransaction permission

How it differs from a calendar, spreadsheet or bank app

  • A calendar app has no premium amount or grace/renewal context and is easy to dismiss. Savings Reminder keeps the policy details with the reminder.
  • A spreadsheet doesn't remind you — you must remember to check it. Here the reminder comes to you.
  • An insurer app or auto-debit covers only that insurer and can fail silently. A reminder across every insurer is a backstop you control.

Free tool

Grace Period Calculator →

Related guides

Frequently asked questions

Is this only for LIC?

No — track premiums for any insurer: life, term, health and motor. (For LIC specifically, see our LIC premium reminder page.)

Does it remind me before a health or motor renewal?

Yes — note the renewal date so you don't lose cover or a no-claim bonus.

Does it need a bank or insurer login?

No — you enter the policy details yourself. There is no login, OTP, PAN or Aadhaar.

Can I track my whole family's policies?

Yes — add each policy and tag who it covers.

Add your policies and never miss a premium

Start free for 90 days. No bank login, OTP, PAN or Aadhaar.

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