LIC Premium Reminder Without Bank Login
Savings Reminder emails and notifies you before each LIC premium is due — so a policy never lapses, and you don't have to rely on LIC's own SMS or a bank auto-debit that can fail silently. You add each policy once — a nickname, the premium amount, due date and frequency — and we remind you in time to pay online or at a branch. Because you enter the details yourself, it works for every LIC policy with no bank login, no OTP and no account access. Built for Indian families managing several policies and their grace-period deadlines.
90-day free trial · No bank login
What this reminder tracks
- Premium due dates for each policy (monthly, quarterly, half-yearly, yearly)
- The grace period, so you know the real last date to pay
- Multiple policies across different family members
- Revival deadlines, if a policy has already lapsed
When these reminders are useful
- Before the due date, so the policy stays in force
- Before the grace period ends (15 days for monthly, 30 days for other modes)
- When an ECS or auto-debit mandate fails and you'd otherwise not notice
- When tracking policies for parents, spouse and children together
What details you can safely store
- A nickname for the policy (you needn't store the full policy number)
- The premium amount, due date and payment frequency
- The grace-period end date
- Which family member the policy covers
What Savings Reminder never asks for
You enter what you want to be reminded about — nothing more. Savings Reminder never asks for your:
How it differs from a calendar, spreadsheet or bank app
- A calendar app has no premium amount and no grace-period context, and is easy to dismiss. Savings Reminder keeps the policy details with the reminder.
- A spreadsheet doesn't remind you — you must remember to check it. Here the reminder comes to you.
- A bank auto-debit can fail silently on a low balance or expired mandate, and you find out only when the policy lapses. A reminder is a backstop you control.
Free tool
LIC Grace Period Calculator →Related guides
Frequently asked questions
Does this connect to my LIC account or bank?
No. You enter the policy details yourself — there is no login, OTP, PAN or Aadhaar.
Does it remind me before the grace period ends?
Yes — you can set reminders for both the due date and the end of the grace period.
What if my auto-debit fails?
The reminder is independent of your bank, so you're still prompted to pay even if an ECS mandate fails.
Can I track policies for my whole family?
Yes — add each policy and tag who it covers.
Add your LIC policies and never miss a premium
Start free for 90 days. No bank login, OTP, PAN or Aadhaar.
Get started free