Recurring Deposit (RD) Reminder
Savings Reminder nudges you before each recurring-deposit instalment is due and before the RD matures — so a missed month doesn't attract a penalty and the maturity amount doesn't sit idle. You add each RD once — bank or Post Office, monthly amount, instalment date and maturity date — and we email and notify you in good time. Because you enter the details yourself, it works for every bank, NBFC and Post Office with no bank login, no OTP and no account access. Built for Indian families running several RDs at once.
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What this reminder tracks
- The monthly instalment date for each RD
- The maturity date, so the proceeds don't sit idle
- The penalty risk when an instalment is missed
- RDs across banks, Post Office and family members, in one place
When these reminders are useful
- A day or two before each monthly instalment, so the balance is ready
- Before maturity, to withdraw or reinvest on your terms
- When a standing instruction might fail on a low balance
- When you run several RDs and lose track of the dates
What details you can safely store
- The bank/Post Office name and a nickname for the RD
- The monthly amount and instalment date
- The tenure and maturity date
- Which family member the RD belongs to — no account number needed
What Savings Reminder never asks for
You enter what you want to be reminded about — nothing more. Savings Reminder never asks for your:
How it differs from a calendar, spreadsheet or bank app
- A calendar app gives a bare date with no amount or penalty context, and is easy to dismiss. Savings Reminder keeps the RD's details with the reminder.
- A spreadsheet doesn't remind you — you must remember to open it. Here the reminder comes to you.
- A bank standing instruction can fail silently on a low balance, and you learn of it only via a penalty. A reminder is a backstop you control.
Related guides
Frequently asked questions
Does it need my bank login?
No — you enter the RD details yourself. We never ask for a bank login, OTP, PAN, Aadhaar or SMS access.
What happens if I miss an RD instalment?
Banks and Post Office usually levy a small penalty per missed instalment and can close the account after repeated defaults; a reminder helps you fund it in time.
Can I track RDs from different banks and Post Office?
Yes — add them all in one place and get a single reminder stream.
Will it remind me on maturity too?
Yes — set a reminder for the maturity date so the proceeds don't sit idle.
Add your RDs and never miss an instalment
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