SIP Instalment Reminder

Savings Reminder reminds you before each mutual-fund SIP is debited — so a low balance never bounces the auto-debit, triggers a bank penalty, or pauses your SIP. You add each SIP once — a nickname, the amount, the debit date and frequency — and we prompt you a day or two ahead to keep the account funded. Because you enter the details yourself, it works across every fund house and platform with no bank login, no broker access and no OTP. Built for investors running several SIPs on different dates.

Add your SIPs and never miss an instalment

90-day free trial · No bank login

What this reminder tracks

  • The debit date and amount of each SIP
  • Step-up dates, when your SIP amount is set to increase
  • SIPs across different fund houses and platforms
  • SIPs held by different family members

When these reminders are useful

  • A day or two before the debit, so the bank balance is ready
  • When an auto-debit (NACH/e-mandate) might bounce on a low balance
  • Before a scheduled step-up, so the higher amount is funded
  • When you run several SIPs on different dates and lose track

What details you can safely store

  • A nickname for the fund/SIP
  • The SIP amount, debit date and frequency
  • Any step-up schedule
  • Which family member it belongs to — no folio or bank details needed

What Savings Reminder never asks for

You enter what you want to be reminded about — nothing more. Savings Reminder never asks for your:

bank loginOTPPANAadhaarSMS accesstransaction permission

How it differs from a calendar, spreadsheet or bank app

  • A calendar app has no amount or step-up context and is easy to dismiss. Savings Reminder keeps the SIP details with the reminder.
  • A spreadsheet doesn't remind you — you must remember to check it. Here the reminder comes to you.
  • A broker or AMC app shows only that platform's SIPs and rarely warns you to fund the account before a debit. This covers every SIP in one view.

Related guides

Frequently asked questions

Does this connect to my broker, demat or bank?

No — you enter the SIP details yourself. There is no bank login, broker access, OTP or Aadhaar.

What happens if a SIP debit bounces?

Your bank may charge a dishonour fee and the AMC can pause the SIP after repeated failures; a reminder helps you keep the balance funded.

Can I track SIPs across different fund houses?

Yes — add SIPs from any platform or AMC in one place.

Does it handle step-up SIPs?

Yes — note the step-up date so you're reminded before the higher amount is debited.

Add your SIPs and never miss an instalment

Start free for 90 days. No bank login, OTP, PAN or Aadhaar.

Get started free